January 24, 2023

What Are the 5 Options of Disability Insurance?

There are several types of disability insurance. These include Long-term disability, Own-occupation disability, Social security disability, and Short-term disability. Choosing the right plan depends on several factors. Short-term Short-term disability insurance is designed to replace income in the case of a temporary illness or injury. It also can be used to help with a mortgage, […]

Read More
HSA Banking Industry
January 11, 2023

What is an HSA in the Banking Industry?

An HSA is a health savings account, a type of account that allows you to set aside money to use for future medical expenses. You can even use your HSA to take advantage of interest rates. However, some things to remember when setting up an HSA. Interest rates are less critical than fees The interest […]

Read More
Can a Health Savings Account Be a Checking Account?
December 28, 2022

Can a Health Savings Account Be a Checking Account?

When looking for a way to get a tax break on your medical expenses, consider opening up an HSA, a Health Savings Account. Not only does an HSA provide the benefits of a savings account, but it also helps you to get your hands on money for everyday expenses. High-deductible medical plans Health Savings accounts […]

Read More
December 21, 2022

What is Your 401k?

You have probably heard about 401k plans and the benefits that they can offer you, but what type of 401k is best for you? The two main types are Traditional 401k and Roth 401k. The first shows you the flexibility to make your investments, while the second gives you more options and is the easiest […]

Read More
October 12, 2022

What is an HSA in Banking?

HSA stands for a health savings account, and it is a type of savings account. HSA Bank is based in Sheboygan, Wisconsin, and focuses on the service and administration of health accounts. An HSA in Banking is also a service provider for health plans and other flexible spending accounts. Charles Schwab The Charles Schwab Health […]

Read More
Disability Insurance
September 30, 2022

Long Term Disability Insurance

Long-term disability is a serious condition resulting from an accident or illness. It can happen to anyone at any age and can be caused by any number of things. It can range from cancer to neurological disorders, joint disorders to asthma. However, the most common cause is a car accident. This type of policy covers […]

Read More
September 15, 2022

How Can I Get on Disability For Cancer?

Before filing for disability, you should talk to your doctor about your limitations. For example, you might have back pain after standing for long periods or from carrying things. Ask your doctor to document your limitations, such as that you can’t lift 30 pounds or stand for more than two hours. Your doctor can also […]

Read More
September 4, 2022

Can You Withdraw From HSA Bank?

When you have an HSA account, you might be wondering, “Can you withdraw from HSA Bank?” There are several things to keep in mind. For example, there are limits on contributions and withdrawals from your account, and you may not be able to withdraw your HSA funds before you reach the age of 65. Thankfully, […]

Read More
August 25, 2022

There are five kinds of disability insurance.

There are different kinds of disability insurance. You can get short-term disability insurance, long-term disability insurance, or disability insurance through Social Security. The cost and coverage of these policies are different. Some of them have guaranteed benefits to keep going and let you buy more insurance in the future. Some plans will pay your premiums […]

Read More
July 22, 2022

What is the Downside of an HSA?

The upside of an HSA is that you’ll be able to use the funds for future qualified medical expenses, even if you change jobs, retire, or change health insurance plans. An HSA is like a bank account in your name, where you decide how to use the funds. But the downside of HSA is that […]

Read More